Home Loans in Hyderabad
Expert guidance and Suitable Scheme to Procure the home Loan successfully
About
At Elite Financial Services, we’re dedicated advice the best Solution to the Customers and Builders.
With years of experience and a passion for helping others succeed, Elite Financial Services leads our team of experts in Processing the Home loans with Best suited schemes to get Hassle free Home loans in Hyderabad.
Our Services
What we do
01
Home Purchase loans
Our expert team will work closely with you to get the Documentation till disbursement of loan with best advice and guide throughout the process till your dream Home is registered, Whether it is Purchase of House or Flat/Apartment or Villa in a gated community.
02
Home Construction Loan
We provide assistance in acquiring the loan for construction of House
03
Mortgage Loans / Loan Against Property
Our team of dedicated employees give recommendations, and support whenever you need it and help you get Mortgage loan for your Financial needs like Marriages, or Money used for Buying plot, or Expansion of Business etc
Blog
Insights & Analysis
Loans to professionals for Office Purpose /Commercial Property
For Professionals like Doctors, Architects, and Business Professionals or Companies
Home Improvemet Loans
Loans for Improvement works, Woodworks or Renovation works
LATEST RATE OF INTEREST
Lichfl has decreased the rate of interest of Housing loans starting from 7.5% p.a, Based on Cibil score. Its a great opportunity for the new home buyers looking for Home loans in Hyderbad.
Best Suited Schemes and Services to Cater Home loans for Purchase, Mortgagae loans and Commercial Loans for Individuals and Companies
Explore Our Range of Tailored Services and Take the First Step Towards Dream Home Today!
“I’ve taken loan from LIC HFL, with Authorized DSA, Elite fiancial Services, and I am happy with their service. Their team of experts took the time to understand my financial earnings and property details, suggesting a suitable strategy that has helped me procure loan for my Dream Home.”
prashanth.U
KPHB
F.A.Q.
Find answers to commonly asked questions about our services and trading strategies
Why should we go with Elite Financial Services ? What is its relation with LICHFL?
With a rich legacy spanning over three Decades, our journey began with the vision of V. Ramarao. His dedication and trustworthiness, initially demonstrated as an Insurance Agent, earned him the distinction of being offered a Home Loan Agent (HLA) role by LICHFL. Recognizing the need to serve a wider audience, the “Teja Management Group” was established in 2002 as a Direct Selling Agent (DSA), laying a strong foundation of reliable service across multiple locations. Today, this esteemed legacy is carried forward by his son, V. Vijay Arjun, a PGDM in Marketing Management. Having also served as a Direct Marketing Executive (DME) at LICHFL appointed by LICHFL, Vijay Arjun, along with his wife Salam Florida, also a Marketing Management postgraduate, has established “Elite Financial Services”
Elite financial services is Appointed by LICHFL as “Authorized DSA / Marketing Intermediary” Who is responsible for Documentation and Liasion between customers and the core Credit Team where fianl Sanction takes place.
The Critical Role of DSAs in the LICHFL Ecosystem
1. Personalized Customer Engagement:
Clarification & Guidance:
DSAs explain complex loan products in simple terms, help borrowers understand their eligibility, and guide them through every documentation requirement.
Tailored Advice:
They assess individual financial profiles to offer customized advice, ensuring that each customer is paired with the best possible loan solution.
2. Bridging Communication:
Liaison Role:
DSAs serve as the key link between borrowers and our internal underwriting teams. This ensures that customer requirements and feedback are accurately communicated and addressed promptly.
3. Accelerating the Loan Process:
Efficient Documentation:
With their comprehensive product knowledge and familiarity with the eligibility calculation process, DSAs streamline the documentation process, significantly reducing turnaround times.
4. Trust, Verification, and Empanelment:
Authorized by LICHFL:
Every DSA working with LIC Housing Finance is thoroughly verified and empanelled by LICHFL. This rigorous verification process involves comprehensive background checks, training, and adherence to strict compliance protocols, ensuring that DSAs meet the same high standards as internal staff.
Equal to In-house Employees:
Once verified, DSAs are considered equal in stature to LICHFL employees. They have direct access to the bank’s internal resources and are empowered to represent the organization fully. This status helps build trust and accountability, as customers can rely on these agents for accurate, consistent, and reliable guidance.
5. Long-Term Relationship Building:
Ongoing Support:
DSAs continue to support customers even after the loan is disbursed—ensuring that any post-loan issues, queries, or additional financial services are addressed promptly.
Customer Retention:
Their continued engagement helps build long-term, trusted relationships, which is a key differentiator for LICHFL.
Advantages Over Other Institutions
LIC Housing Finance stands apart from other lenders in several crucial ways:
Higher Loan Eligibility:
By subtracting the existing EMI commitment before applying the eligibility percentage, LICHFL calculates a higher net disposable income for the customer. This innovative approach often results in a higher potential loan amount. For example, a customer earning ₹100,000 per month with an EMI of ₹20,000 would see a residual income-based eligible amount of ₹52,000 (65% of ₹80,000), compared to a conventional calculation that might offer only ₹45,000.
Customer-Centric Products:
LICHFL designs its loan offerings to reflect the real financial capacity of borrowers. This customer-first philosophy is a key reason why many find our products more aligned with their personal financial goals.
Transparent and Reliable Processes:
The comprehensive process—from eligibility calculation to disbursement—is transparent, with DSAs acting as reliable guides for the customer. Their equivalence to in-house employees underscores our commitment to accountability and service excellence.
Empowered DSAs with Equal Standing:
The fact that DSAs are fully authorized, verified, and empanelled by LICHFL—and treated on par with our own employees—ensures that borrowers receive the highest standards of service and integrity throughout their financial journey.
Are there any Prepayment charges or Compulsion for Insurance
There are No prepayment charges and can be paid in the Customer portal that is provided with credentials for Prepayment, and there is No compulsion for Insurance like other Institutions who compell to take Insurance and add Additional Burden.